Contact
Talk to our team
Tell us who you lend to, roughly how many statements your team reviews each month and how you receive them today. We will reply to arrange a demo.
Request a demo
Request a demo
Share a few details and we will reply to arrange a demo.
- 01Share your workflowA few details about your volumes and current process.
- 02Get a live walkthroughFrom PDF upload to your policy decision, end to end.
- 03Plan the integrationAPI or portal, and how it connects to your stack.
Business details
DharaIQ Technologies
Udyam registration: UDYAM-DL-06-0234179
Email: support@dharaiq.in
Common questions
Before you get in touch
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Product
What does DharaIQ do?
DharaIQ reads bank statement PDFs and returns structured JSON: the transactions plus cash-flow signals, a tamper screen and a Financial Health Score. Your team makes the credit decision.
How do I send statements?
Upload a single statement or a batch through the API, or upload in the web portal. Webhooks tell your system when processing completes, needs review or fails.
Can it read scanned statements?
Text PDFs are read directly. Scanned PDFs go through a vision path, and results with low confidence are escalated to a stronger model.
Does DharaIQ approve or reject loans?
No. The decision engine is advisory. It applies versioned policies you control and keeps an append-only trace of every decision, but it never approves or disburses a loan on its own.
What is the Financial Health Score?
A score from 0 to 100 with an A to E grade that summarises the cash-flow health shown by a statement. It is one input to your review, not a decision.
What does tamper screening check?
The PDF metadata for editor tools, the balance arithmetic across the statement, and the structure of the PDF file. Statements with a high tamper score are routed to manual review.